Privacy Policy
At Omega Business ConsuIting, Inc. (“Omega”), we value your trust and respect your privacy.
Omega exists to support entrepreneurs like you by offering a fast and easy way to manage your
money, while respecting your privacy expectations.
A. SCOPE
This privacy policy applies to paymybills.solutions and its subdomains (the “Site”), and our mobile
apps, all of which are owned and operated by Omega BCI. It does not apply to any third-party
websites, which have their own policies. Throughout this policy, when we say Omega, we mean our
company, including the Site and any Omega mobile apps, and when we say Services we mean the
various financial products and services, and apps we make available to you through our Site and
mobile apps, including our payments, accounting, and other small business–related services and
support.
By “Personal Information”, we mean information about an identifiable individual. That’s what this
policy is about – our collection, protection, use, retention, disclosure and other processing of
Personal Information and your rights relating to these activities. We also compile certain aggregate
data about our users.
What is aggregate data? “Tim Smith buys a coffee at a coffee shop on Main Street” is the Personal
Information of Tim Smith, but “20% of Omega users buy coffee on Tuesdays” is aggregate data.
We use Personal Information in order to provide you and your business with the Services. Our
Privacy Policy is based on the following 10 fair information principles:
1. Accountability
2. Identifying purposes
3. Consent
4. Limiting collection
5. Limiting use, disclosure, and retention
6. Accuracy
7. Safeguards
8. Openness
9. Individual access
10. Challenging compliance
1. Accountability and Challenging Compliance
Omega has named a Privacy Officer who is responsible for all things privacy at Omega. This
includes our policies and procedures that are designed to keep your information safe. If you have
any questions about our privacy practices or this policy, you can contact me at:
Omega BCI
Unit 1206 12th Flr. The Trade & Financial Tower 32nd Street cor 7th Avenue Bonifacio Global City,
Taguig City Philippines
Email: info@omegabci.com
2. Identifying Purposes
Omega collects, uses, discloses, and otherwise manages Personal Information in a variety of ways
related to the Services we provide. We’ve outlined these below. Your use of the Services determines
which information we collect and use. Omega may collect, use, store, or disclose your Personal
Information for the purposes described below.
In order to provide you with the Services, which includes the following:
parties when you connect your Omega account to them. These integrations may pull
data into or share data out of Omega. In some cases, we use a service provider to
connect you to a third-party service ( e.g. . when you connect to your bank account to
pull in transactions).
up and login to our Site using single sign-on (SSO).
policies apply.
To promote or offer you products or services, and to determine your eligibility for new
services we may offer from time to time.
To provide you with educational materials and guides relevant to the Services you use.
To contact you for the purposes of Service updates and system and account notifications.
To provide you with support in connection with the Services.
To comply with any laws, regulation, court orders, warrants, inquiries, subpoenas or other
legal processes or investigations, and to protect ourselves, other individuals, or property from
harm.
In connection with a prospective or completed merger or sale (including insolvency or
bankruptcy proceedings) involving all or part of Omega or as part of a corporate
reorganization or stock sale or other change in corporate control.
We will never sell your Personal Information to other companies.
3. Consent
Omega takes a consent-based approach to the collection, use and disclosure of Personal
Information.
Submitting the Personal Information of others
When you submit the Personal Information of your customers or employees to us, you are
responsible for informing such customers and employees about Omega, and for obtaining any
necessary consent or authority from them.
You may also choose to refer someone to our Site. We will send them a single invitation email to the
address you provide. Please ensure that you only submit email addresses of individuals or
businesses with whom you have a relationship and who would want to receive the message.
Closing your Omega account
At any time and without penalty, Omega users can withdraw their consent to the continued use or
disclosure of their Personal Information by closing their Omega account. Please ensure you
complete the account closure process which includes a confirmation email. Otherwise, your account
may not be closed.
Email and communications consent
At any time, you can opt-out of commercial email communications from us by clicking on the
unsubscribe link in such emails, or via the Email Preferences settings in your account. Certain non-
commercial communications may still be sent to you that are required to provide you with our
Services. For example, system notifications, major product changes, changes to our Terms of Use,
or other news that we believe will materially affect how you interact with Omega.
The only way to completely stop all emails from Omega is to close your account as outlined above.
4. Limiting Collection
Omega only collects the Personal Information necessary to provide the Services to you. The
Services you use will determine which information Omega collects. We’ll also provide you the option
of sharing additional information to enhance your Omega experience.
Omega may also use third-party services to supplement or enrich our understanding of our
customers. This includes cross-referencing information like a name, business name, email address
or IP address in third-party databases, and using the information there to improve our understanding
of you and your business.
Omega is not intended for children and we do not knowingly or intentionally collect information about
individuals under the age of thirteen (13).
Some of the Services allow you to provide access to your Omega account to other authorized users,
which we call “guest collaborators”. Guest collaborators have access to information in your Omega
account, including Personal Information, and may perform various tasks on your behalf. You take full
responsibility for any collection, use or disclosure of your Personal Information by your
collaborator(s).
To provide access to your account to a guest collaborator, you must provide the collaborator’s name
and email address. We will send them a single email inviting them to the Site. Omega only uses this
information to invite your collaborator. Please ensure that you only submit email addresses of
individuals or businesses that you have a relationship with and who would want to receive the
message. The guest collaborator may contact us at info@omegabci.com to request that we
remove their name and email address from our database.
5. Limiting Use, Disclosure and Retention
We will use your Personal Information as described in this policy.
We will share your Personal Information with third parties only as described in this policy.
We will retain your information for the period necessary to fulfill the purposes outlined in this policy,
unless a longer retention period is required by law or regulation. To be clear, that means we’ll retain
your Personal Information while you have an active account, and afterward if we need to do so to
meet our legal obligations. If you choose to close your Omega account, we will destroy your
Personal Information within 60 days unless we are otherwise obliged to keep it longer.
6. Accuracy
Omega relies on you to provide us with information that is accurate and complete. We provide you
the mechanisms and rely on you to keep your information up to date. You can request updates or
corrections of any inaccuracies in your Personal Information at any time by contacting us at the
contact information listed in the policy. We will respond to your request within a reasonable
timeframe.
7. Safeguards
Omega uses a combination of reasonable and appropriate safeguards designed to protect your
information. These safeguards are administrative controls (things like policies, procedures, and
training), technical controls (things like encryption, firewalls, and secure coding frameworks), and
physical controls (secured hosting environments).
We ensure that any third party acting on our behalf maintains reasonable and appropriate
safeguards in respect of your Personal Information. Additional information about our third parties’
privacy practices is available upon request.
If you have questions about security on our Site, you can contact us at info@omegabci.com
You are also responsible for helping to protect the security of your Personal Information. For
instance, never give out your email account information or your password for the Services to third
parties. Our team will never request your password or PIN, and we ask that you never post account
or credit card numbers to our support channels.
8. Openness
This policy outlines our privacy practices. If you have questions about it, please contact us at
info@omgebci.com
9. Individual Access
You may access, update and correct inaccuracies in the Personal Information in our custody or
control at any time, subject to limited exceptions prescribed law. You can download or export data
you input into the Site at any time, or to correct inaccuracies, simply log in to your account and make
the necessary changes.
You can also request access, corrections or updates to all your Personal Information, including
information not available through your account, by contacting us as set out in the Challenging
Compliance section of this document. We may request certain Personal Information for the purposes
of verifying the identity of the individual seeking access to their personal information records.
B. ADDITIONAL DETAILS
1. Public content and Social Media
Omega has public forums and blogs. Any information submitted there may be read and collected by
anyone.
You may request removal of Personal Information from forum or blog posts and comments by
contacting us at info@omegabci.com
If you provide us with a testimonial, with your consent we may post it on our Site or in other materials
and media, along with your name. If you want your testimonial removed, please contact us at
info@omegabci.com .
You may engage with us through social media sites. When you engage with us on these sites, we
may have access to certain information about your account ( e.g. , name, username). These sites
may collect your IP address, how you’re engaging with us, and may use cookies to enable the site to
function properly. We may use this information to personalize your experience and to provide you
with other products or services you may request.
2. Service Providers
We may transfer (or otherwise make available) your personal information to third parties who provide
services on our behalf. For example, we may use service providers to host our website and to
process payments. Your Personal Information may be maintained and processed by these third
parties in other jurisdictions, like the U.S.. When your information is in another jurisdiction, it will be
subject to their laws. We only share the information these service providers need to do their job and
we don’t authorize them for any other use or disclosure of personal information.
We may use service providers to verify bank account information you provide to us in providing our
Services to you. If you are in the U.S., please note that:
Omega uses CIS BAYAD CENTER, INC. (“CBCI”) to gather your data from financial
institutions. By using our service, you grant Omega and CBCI the right, power, and
authority to act on your behalf to access and transmit your personal and financial
information from the relevant financial institution. You agree to your personal and
financial information being transferred, stored, and processed by CBCI in accordance
with the CBCI private policy.
We may also use services provided by third-party platforms (such as social networking sites) to
serve targeted ads on such platforms to you or others, and we may provide a hashed version of your
email address or other information to the platform provider for such purposes. To opt-out of the
sharing of your information with such platforms, please send an email to info@omegabci.com .
3. Visiting the Site and using the mobile apps
In general, you can visit the Site without telling us who you are or submitting any Personal
Information. However, we and/or our service providers (such as Google Analytics) collect IP (Internet
protocol) addresses from all visitors to the Site and other related information such as page requests,
browser type, operating system and average time spent on our Site. When you use any of our
mobile apps, we also collect device type, operating system, unique device identifier, and date and
time stamp. This information is used to help us understand the activity on, and to monitor and
improve, our Site and mobile apps.
4. Cookies, Tags, and Web Beacons
Technologies such as cookies, web beacons, tags and scripts are used by Omega, our advertising
and analytics service providers (such as Google analytics), and affiliates to analyze usage trends,
administer the Site, and to gather demographic information about our user base as a whole.
A cookie is a small piece of data that our Site can send to your browser, which may then be stored
on your device so we can recognize you when you return. We use cookies for session tracking to
make it possible to navigate the secure environment inside our Site. These cookies (1) may let us
know who you are, (2) are necessary to access your account, and (3) will give us information that we
can use to personalize our Site according to your preferences. You can control the use of cookies in
your browser. If you disable cookies, you will not be able to access your account or take advantage
of all of the features of the Site and mobile apps.
5. Notification of Privacy Policy Changes
We may update this privacy policy to reflect changes to our information practices. If we make any
material changes we will notify you by email (sent to the e-mail address specified in your account) or
by means of a notice on our website prior to the change becoming effective. We encourage you to
periodically review our Privacy Policy for the latest information on our privacy practices.